There is no limit to the amount of funds you can have in your Step account. The only limits are as follows:
- We have a $500 daily transfer limit into your Step account
- We have no direct deposit amount limit
- The total amount you can deposit into your account at once is $10,000
- You can send up to $3000 to other people on Step within a 30 day period
- You can only spend up to the amount in your Step account at any time. In addition, there's a $1,000 daily limit on transactions with your Step Card, and a $500 daily limit for Google Pay & Apple Pay transactions.
In addition, we may temporarily restrict these limits further if we detect suspicious activity. Please check your email for additional documentation we may request from you.