There is no limit to the amount of funds you can have in your Step account. The only limits are as follows:

  • We have a $500 daily transfer limit into your Step account
  • We have no direct deposit amount limit
  • The total amount you can deposit into your account at once is $10,000
  • You can send up to $3000 to other people on Step within a 30 day period
  • You can only spend up to the amount in your Step account at any time. In addition, there's a $1,000 daily limit on transactions with your Step Card, and a $500 daily limit for Google Pay & Apple Pay transactions.

In addition, we may temporarily restrict these limits further if we detect suspicious activity. Please check your email for additional documentation we may request from you.

Did this answer your question?