Your Step Card makes online shopping easy! Finally, you can make purchases on your own. But as they say, with great power comes great responsibility, so here are some tips to keep in mind while using your Step Card online:
1. Keep track of free trials
It's great when a product, subscription, or service offers you a free trial. But often, you'll be asked to enter your credit card information so that you can be charged when the trial is over. Avoid surprise charges by setting a reminder to make a decision about membership before the trial period is up. Post-it note, calendar event, your favorite reminder app - anything goes, just don't forget!
2. Understand test charges
Some sites might offer a free service, but still require you to enter your credit card details so that you can make purchases later. Often, these sites will also charge you a small amount, usually $0.01, to test that you've inputed a valid credit card. That means that your statement will reflect a charge from whatever site you're using. Be mindful that anything on your statement is also visible to your sponsor.
3. Avoid sites that don't look trustworthy
I good rule of thumb is that if a site looks sketchy, it's probably best not to enter any credit card information they request. This helps you avoid fraud, identity theft, and suspicious activity that can lead to your account being suspended. If you have a question about a specific website, feel free to chat with our team and we'll be happy to help!
Some things to look out for:
- Checking for a social media presence. If they don't have an official Instagram or a substantial following, that's a red flag 🚩
- Checking for a returns and return policy
- Proper spelling and grammar
- Verifying the Contact Information. Give them a call, or shoot them an email!
- Checking for an SSL/ padlock symbol. At the top left of the address bar, you should see a 🔒
- Checking the website address against the page content. Is it the same brand name on the url and the page?