Your Step Card is actually a credit card, so you won't need to enter a PIN when you pay at a store. Just insert, swipe, or tap your mobile pay and select credit at checkout.

Keep in mind, even though it's technically a credit card, your Step Card functions more like a debit card. We'll make sure you never spend more than you have in your account so you don't have to worry about monthly payments and you never pay any fees!

Your purchases are also protected by Visa's Zero Liability Policy, which means you'll never be responsible for charges you didn't authorize.

PIN at an ATM

You'll need to set an ATM PIN to get cash from an ATM. More about that here.

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