Did you know that legally, you have to be over 18 to open a US bank account or use apps like Paypal, Venmo, and Cash App?

Often times, you need banking services before then. That's why we created Step - a banking experience created specifically for teens who are ready to manage their money.

Anyone over 13 can create a Step account, you'll just need an adult over 18 to be your sponsor. Your sponsor will have their own Step account and will have some visibility into your account until you turn 18. We recommend picking a parent or guardian, or someone who you trust to help manage your money.

Need help starting a conversation about Step with your parents or teens? Check out our tips for the "money conversation" or chat with our team - we'd love to help out with some suggestions.

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