1. Invite your sponsor

If you're a teen, you really can't do much with your Step account without a sponsor. Invite your parent or guardian to sponsor your account so you can get the most out of Step!

2. Order your Step Card

Pick a color, any color! Follow the instructions in your Step app to order your very own Step Card so you can spend your money anywhere. But don't worry, you won't have to wait until the card arrives to go shopping: you can instantly add your Step Card to your Apple Pay or Google Pay wallet before the card even arrives!

3. Get money in

You'll need money in your Step account to start spending! You have a few options:

  • Add money using a debit card
  • Transfer money from another bank account
  • Ask your sponsor to send you money or fund your account
  • Request money from friends or family

4. Refer a friend, get $3

Invite your friends to join you on Step and you'll each get $3 when they create an account! Plus, if your friends have their own account, you can instantly send them money whenever!

5. Send money

Once your friends and family join you on Step, you can instantly send them money! Pay back a friend for pizza, pitch in for gas, the possibilities are endless!

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